Call: (650) 756-1900

Request Appointment

Financial Options

Insurance and Payment | Serramonte Ridge Dental | Daly City, CA 94015
Financial Information

The cost of your treatment may vary depending on your individual needs and treatment plan. We will discuss with you the cost of your treatment and each of your available payment plan options before you begin treatment so that you can make the best choice.

In our continued commitment to provide the highest quality dental care available to all our patients and to make those services affordable, we are pleased to offer you these options for payment:


Which insurance plans do we accept?

Serramonte Ridge Dental bills most insurance plans, however we participate as an in-network PPO preferred provider with:

  1. Delta Dental PPO
  2. Cigna PPO
  3. Guardian PPO
  4. Lincoln PPO
  5. Connection Dental PPO
  7. Metlife PDP
  8. Tricare PPO
  9. Aetna PPO
  10. Principle PPO
  11. Ameritas PPO
  12. Anthem Blue Cross PPO
  13. Blue Shield PPO
  14. AARP Dental PPO
  15. Dental Benefit Providers PPO
  16. Dentegra PPO
  17. Dentemax PPO
  18. First Dental Health PPO
  19. Humana PPO
  20. United Concordia PPO
  21. United Health Care PPO


Are you familiar with your dental insurance plan?

  • With the constant insurance changes we encourage you to become familiar with your dental benefits. Please understand that no plan is a pay all. Dental insurance is meant to be an aid to help functionally restore the mouth to sound dental health. It must be considered only as a subsidy for reconstructive dentistry.
  • Your dental insurance is based upon a contract made between your employer and an insurance company. Many routine dental services are not covered by insurance companies. Necessary treatment may not be a covered benefit. It is also important for you to know that a procedure that was once covered may not always be covered. Treatment plans are determined by your doctor’s diagnosis of treatment needed, NOT by insurance coverage.
  • What does allowable amount mean? Insurance seldom pays 100% of what providers charge anymore. The “Allowable Amount” is the fee that an insurance company will pay for a given service. Sometimes the allowable amount is based on a negotiated “Fee Schedule.” Sometimes it is based on the “Usual and Customary Charge” for providers in a given geographic area. You may receive a statement with a residual balance after insurance pays as we do not know the allowable amounts for all insurance companies.